What's new in Oper - 22/01/2024

New Year Release 2024.1 🥳

We hope your winter holiday was peaceful and enjoyable with loved ones.

In September 2023, we launched the Simulator, a new advisory tool designed to help you guide and convince your clients with personalised mortgage solutions more effectively. Your engagement has been phenomenal, with nearly 700 simulations created across various loan purposes. Your active feedback and ideas have been invaluable.

As we step into the new year, our teams have been back at work refining and improving your product. We're pleased to share some cool new updates with you.

 What’s New ?

ADVISORY

As we gear up for our next major milestone — streamlining the transition from Simulation to Request — this update focuses on enhancing pricing clarity and rate transparency, for greater trust with your clients.

 Multi-borrower simulations and income sources or liabilities

You can now include multiple borrowers in a simulation, and specify the varied income sources and liabilities for each. This update allows for a more comprehensive overview of the financial situation of the borrowing parties and a more precise rate calculation.

 

 Transparent interest rate breakdown

You can now understand how the final rate of a product has been determined, including the lender’s pricing sheet. This feature aims to provide greater confidence in your communication about the rates with your clients.

 

⚡ Default applied discounts

The key cross-selling discounts (fire, life, banking) are now automatically applied to obtain the best product rates available faster. You can easily modify or turn these off as per your needs.

 

️ Key Fixes & Improvements

• Lenders in the dropdown are now listed alphabetically, making it easier to find who you're looking for.
• Changing the loan purpose now results in more reliable cost recalculations. Simple and effective.
• Subtle but important tweaks to the user interface for a smoother experience.
• The "End Payment" column was not quite hitting the mark, so we've removed it for a cleaner look.
• All solutions are now expanded by default, allowing for quicker and easier comparison at a glance.

 What’s Next

We’re continuously listening to your feedback and here are some upcoming improvements:

• Activation
  • A complete make-over of the onboarding process for your clients
  • Exciting news for Belgium clients:
    • A new option to sign up and create an account: via Itsme!
    • Receive the simulations made by your borrowers, directly into your simulation inbox.
• Advisory
  • Convert your simulation into a request
  • Automatic product amount allocation
  • Layout and content improvements to the simulation print document